Know your Polling Station and more - Indian Assembly election 2016 (Assam, Kerala, Tamil Nadu, West Bengal and Puducherry)

The Election Commission announced the schedule for Assembly polls in 4 States and 1 Union territory(Tamil Nadu, West Bengal, Assam, Kerala and Puducherry). The elections will be held between April 4 and May 16. The counting of votes on all seats in five states will take place on May 19.

State	Date of Poll (Phase -1)	Phase-2	Phase-3	Phase-4	Phase-5	Phase-6
West Bengal	4. Apr. 2016 (MON) and 11. Apr. 2016 (MON)	17. Apr. 2016 (SUN)	21. Apr. 2016 (THU)	25. Apr. 2016 (MON)	30. Apr. 2016 (SAT)	5. May. 2016 (THU)
Assam	4. Apr. 2016 (MON)	11. Apr. 2016 (MON)	-	-	-	-
Kerala	16. May. 2016 (MON)	-	-	-	-	-
Tamil Nadu	16. May. 2016 (MON)	-	-	-	-	-
Pondicherry	16. May. 2016 (MON)	-	-	-	-	-
Counting of Votes	19. May. 2016	19. May. 2016	19. May. 2016	19. May. 2016	19. May. 2016	19. May. 2016

source: http://www.elections.in/upcoming-elections-in-india.html

To know your polling station and/or to Apply for shifting to a different Assembly Constituency, Apply for shifting to a different Assembly Constituency (Only for overseas elector), Raise an objection for inclusion of this entry or Apply for deletion from electoral roll, Apply for corrections in electoral roll entry, Apply for shifting within Assembly Constituency use the following steps:

1. Go to http://electoralsearch.in/ There you can see two tabs Search by details and Search EPIC no.
2. I prefer using Search by EPIC no. In that tab enter your EPIC number found in Voter's id which is a 10 digit number. select your state and enter the captcha. 
3. click search

Now you will see the below results after search. Click on view details.

click on image to enlarge

You may now see more details you required. As shown in the picture below.

click on image to enlarge

Remember it's your Right to vote don't make it as an assignment by selling it for any amount.
Wish you all the best.

Dependent, Independent variables and their different names

In research, variables of different nature are used. Two major variables used in such case is Independent and Dependent variables.

Independent variables:

A variable (often denoted by x ) whose variation does not depend on that of another is called as Independent variables. Other names for Independent variables are exogenous variable, predictor variable, regressor, controlled variable, manipulated variable, explanatory variable, exposure variable (in reliability theory), risk factor (in medical statistics), feature (in machine learning and pattern recognition) or an "input variable."

Dependent variables:

A variable (often denoted by y ) whose value depends on that of another is known as Dependent variables. Other names for Dependent variables are Endogenous variable (similar not exactly the same as dependent variables), response variable, regressand, predicted variable, measured variable, explained variable, experimental variable, responding variable, outcome variable and output variable.

HTTPS for blogspot- Coming in late April from Google

This morning received the above announcement from Google which states that all blog will be using HTTPS links soon. which could be seen late April but I got two doubt after the announcement.

1. 

Thats my first doubt, Will HTTPS links works with custom domain?. as I am using custom domain I will waiting for this answer.

2. I have read recently that google is migrating its blog from blogspot.com to googleblog.com so which will happen first HTTPS://name.blogspot.com or HTTPS://name.googleblog.com?

Waiting for these two questions

How your money grows owning a Share? Money from Plant to Tree

Investing in shares is an alternative way to increase your wealth apart from other investments made in Gold, Real estate and etc.. Risks are evenly high in Stock market because of crashes (as we saw in the global financial crisis of 2008–2009), but if you’re patient, have assessed your risk carefully and have a diversified portfolio that performs well, your money plant will grow in to a tree. So what do you get owning a stock? Proud ownership of a company and you have an ownership stake in the corporation that issued it, or offered it for sale. The size of that stake depends on the number of shares you own compared to the total number available. Now lets see what are the ways though which your money grows.

DIVIDENDS

The company that issued the stock may pay a dividend which is a part of company’s profits. The company’s management may declare dividends either in between a financial year called interim dividends or at the end of the financial year called final dividends. However, it is not mandatory for the companies to pay dividends. It can use the profits for alternative uses like expansion. The decision to pay or not to pay dividends is taken at the annual meeting.

CAPITAL APPRECIATION

This is the main reason why people invest in shares. A stock's price may go up while you own it. If it does, you can sell some or all of your shares for a profit if you want to which is known as Capital gain, or you can hold onto it, which increases the value of your portfolio. Investing in stock has risks, though. You may have a negative return rather than a positive one. So you should properly access the risk of stock that you own. Remember, Shares need time to increase in value. With enough time and diversification (buying a range of shares spread across the economy), you’re unlikely to lose on the share market. If you’re impatient, and you’re not well diversified, you could lose money in shares.

BONUS SHARES

A bonus issue is an offer of free additional shares to existing shareholders. These new ew shares are issued to shareholders in proportion to their holdings. For ex: the company may give one bonus share for every 10 shares held.

SHARES CAN BE PLEDGED

Shares are considered as assets and hence, banks accept shares as security for loans. Apart from that, Brokerage firms allow you to borrow money from their account based on the current shareholding you have in your demat account. If you see an opportunity in markets, but don’t have the cash right now, you can adopt this route.

That’s how your money grows and one important factor that investments in stocks are preferred over investments in real assets or solid asset is because of HIGH LIQUIDITY Shares are highly liquid. You can receive your cash in two days. It can be converted into cash in no time. With online trading, all it takes is the click of button to sell you holdings.  

One philosophy you should remember before making any investment is “High returns always carry high risk”. Its simple equation High risk = High return . 

Why you should use Adjusted closing prices for Analysis

Beginners in analysis often do a basic mistake by considering the closing prices of stocks for analysis instead of Adjusted closing price. In this post I will explain, why you should use Adjusted closing price for any data analysis?

When you download data from internet you will often have a column Adjusted closing price in the file. You can read my post which explains how to download stock prices Method-1 and Method-2.

                                              

Closing price: It is the final price at which a security is traded on a selected trading day.

Adjusted closing price: It is a stock's closing price on any selected day of trading that has been amended to include any distributions (dividend) and corporate actions (Split/bonus shares) that occurred at any time prior to the next day's open.

From the above definition you can understand it could be a bias to use closing price for analysis which doesn’t discount the corporate actions or distributions. So it is always recommended to use Adj. Closing price during analysis.

Understanding Quant Finance - Investment Mathematics ebook (free download)

Investment Mathematics written by Andrew T. Adams, Philip M. Booth, David C. Bowie, Della S. Freeth provides an introductory analysis of investments from a quantitative viewpoint, drawing together many of the tools and techniques required by investment professionals. Using these techniques, the authors provide simple analyses of a number of securities including fixed interest bonds, equities, index-linked bonds, foreign currency and derivatives. The book concludes with coverage of other applications, including modern portfolio theory, portfolio performance measurement and stochastic investment models.

The content of the book starts from basics and at each chapters there is a annexure which is very helpful while reading the book. Definitely a good read to people who want o specialize themselves as a Quant finance specialist. This book give ample amount of knowledge. The book is available Available from: Andrew Adams since Jan 15, 2015 on Research Gate website. you can download the book here:  

Download here

ISBN: 978-0-471-99882-2

Table of Contents

Preface.

Acknowledgements.

PART I: SECURITY ANALYSIS.

Compound Interest.

Fixed-interest Bonds.

Equities and Real Estate.

Real Returns.

Index-linked Bonds.

Foreign Currency Investments.

Derivative Securties.

PART II: STATISTICS FOR INVESTMENT.

Describing Investment Data.

Modelling Investment Returns.

Estimating Parameters and Hypothesis Testing.

Measuring and Testing Comovements in Returns.

PART III: APPLICATIONS.

Modern Portfolio Theory and Asset Pricing.

Market Indices.

Portfolio Performance Measurement.

Bond Analysis.

Option Pricing Models.

Stochastic Investment Models.

Compound Interest Tables.

Student's t Distribution: Critical Points.

Areas in the Right-hand Tail of the Normal Distribution.

Index.

Tor browser not loading - [solved]

Tor browser allows you to browse the Internet anonymously. I have been using this since a year now and recently I faced the problem that the browser stuck while loading mostly on "loading authority certificates" and "loading network status". I did uninstalled reinstalled it couple of times nothing helped me and finally the solution was simple and I will be sharing the same here.

In my case it is my CMOS battery my battery isnt working and the clock of laptop resets every time I restart . So, what i did was just tuned the time and started the Tor and its in now in to deep web . So the solution is to checkout your clock time of your device.